Today there are lots of great deals in the real estate market in Gilroy, and the surrounding area. Prices are lower than they have been in many years. It's a really good time to buy!

The other side of the coin is that when you buy, you will probably need a loan. There is money to lend! It's very hard to get. Borrowers have to have sterling credit AND assured income for repayment. There's a great article about how lenders evaluate a buyer's credit, by David Compton & George Smith. Check it out.